FinBillion Ai – Terms of Service

Product: FinBillion Ai

Document ID: FBA-TOS-001

Version: 1.0

Effective Date: July 2026

Last Updated: July 2026

Terms of Service

Acceptance of Terms

By downloading, installing, accessing, or using FinBillion Ai, you agree to these Terms of Service.

If you do not agree with these Terms, please discontinue use of the application.

Scope

These Terms apply only to FinBillion Ai.

Other products developed by FinBillion Ventures, including FinBillion, BrightBee News, FrameFlow Ai, and VaquilApp, are governed by their own Terms of Service.

Nature of the Application

FinBillion Ai is an AI-powered financial productivity application designed to assist users with financial understanding, information management, analysis, reporting, and related tasks.

FinBillion Ai is intended to support users by providing AI-assisted information and productivity features.

It does not replace:

• professional financial advice,

• legal advice,

• tax advice,

• accounting services,

• investment advice,

• or any regulated professional service.

Users remain responsible for evaluating AI-generated information and making their own decisions.

Artificial Intelligence

FinBillion Ai uses Artificial Intelligence to generate responses and assist users.

AI-generated content may occasionally be incomplete, inaccurate, outdated, or unsuitable for a particular purpose.

Users should independently verify important information before relying upon it.

Acceptable Use

You agree not to:

• use FinBillion Ai for unlawful purposes;

• submit malicious content or attempt to disrupt the service;

• use the application to infringe the rights of others;

• attempt to bypass security or licensing mechanisms;

• use the application in violation of applicable laws or regulations.

User Content

You remain responsible for the information, prompts, documents, images, or other content that you submit to FinBillion Ai.

You should ensure that you have the necessary rights to submit such content and should avoid providing unnecessary confidential or highly sensitive information.

Purchases

Where optional paid features or subscriptions are offered, purchases are processed through the applicable application store or authorised payment provider.

Billing, subscriptions, cancellations, and refunds are governed by the policies of the relevant payment platform.

Privacy

Your use of FinBillion Ai is also governed by the FinBillion Ai Privacy Policy.

Please review that document to understand how information is handled when using AI-powered features.

Limitation of Liability

To the fullest extent permitted by applicable law, FinBillion Ventures shall not be liable for indirect, incidental, consequential, special, or exemplary damages arising from the use of FinBillion Ai.

The application is provided on an "as is" and "as available" basis except where warranties cannot legally be excluded.

Updates

FinBillion Ai may receive updates that improve functionality, enhance AI capabilities, strengthen security, correct defects, or introduce new features.

Continued use of the application after updates constitutes acceptance of the revised Terms where permitted by applicable law.

Changes to these Terms

These Terms may be updated periodically.

The latest version will always be published on the FinBillion Ventures website.

Related Documents

These Terms should be read together with:

• FinBillion Ai Privacy Policy

• FinBillion Ai Data Deletion Policy

• FinBillion Ventures Contact & Legal Notices

Contact

Questions regarding these Terms may be sent to:

Email: support@finbillion.com

Thank you for choosing FinBillion Ai.

We are committed to developing AI-powered software that is responsible, transparent, secure, and respectful of the trust our users place in us.