FinBillion Ventures – Legal Centre

Document ID: FV-LC-001
Version: 1.0
Effective Date: July 2026
Last Updated: July 2026

Welcome to the FinBillion Ventures Legal Centre

Welcome to the FinBillion Ventures Legal Centre.

This page provides access to the legal documents governing the products, services, websites, and applications developed and published by FinBillion Ventures.

We believe that legal documents should be written in clear language that people can understand. Our goal is to explain how our products work, what information is collected (if any), how that information is protected, and what rights and responsibilities apply when using our products.

Each application developed by FinBillion Ventures has its own purpose and technical architecture. Consequently, each application has its own Privacy Policy, Terms of Service, and Data Deletion Policy. These documents are tailored to the actual behaviour of the application rather than using generic templates.

Our Philosophy

At FinBillion Ventures, we believe technology should serve people while respecting their privacy, security, and freedom of choice.

Whenever practical, we design products that:

• Minimise the collection of personal information.

• Give users control over their own data.

• Clearly explain when internet connectivity is required.

• Use secure technologies and industry best practices.

• Remain transparent about subscriptions, purchases, and third-party services.

• Continuously improve based on user feedback and technological advancements.

Because our products serve different audiences—including individuals, families, children, educators, professionals, and businesses—the legal documents for each product may differ significantly.

Product-Specific Legal Documents

Please select the product that applies to you.

FinBillion

Personal finance and money management application.

Available documents:

• Privacy Policy

• Terms of Service

• Data Deletion Policy

FinBillion AI

Artificial intelligence powered financial assistant and productivity platform.

Available documents:

• Privacy Policy

• Terms of Service

• Data Deletion Policy

BrightBee News

Educational news application designed for children, families, schools, and educators.

Available documents:

• Privacy Policy

• Terms of Service

• Data Deletion Policy

FrameFlow AI

AI-assisted creative media and content creation platform.

Available documents:

• Privacy Policy

• Terms of Service

• Data Deletion Policy

VaquilApp

Legal information and assistance platform.

Available documents:

• Privacy Policy

• Terms of Service

• Data Deletion Policy

(Available upon public release.)

Updates to Legal Documents

Our products continue to evolve as new features, technologies, and services are introduced.

When a legal document is updated, the revised version will include:

• Version Number

• Effective Date

• Last Updated Date

Material changes will become effective from the published Effective Date. Continued use of the relevant product after such changes indicates acceptance of the updated document.

Third-Party Services

Some FinBillion Ventures products may use third-party platforms or services to provide specific functionality, such as:

• Payment processing

• Artificial intelligence services

• News content providers

• Cloud synchronization

• Authentication services

• Analytics (where applicable)

Each application's Privacy Policy identifies the third-party services used by that application.

Data Protection

FinBillion Ventures is committed to protecting user information.

Depending on the product you use:

• Information may remain entirely on your own device.

• Information may be synchronised between your own devices.

• Information may be processed through secure third-party services where necessary to provide requested functionality.

Each application's Privacy Policy explains exactly how data is handled.

Children and Families

Some FinBillion Ventures products are intended for adults.

Others are specifically designed for children, families, or educational institutions.

Applications intended for children include additional safeguards, parental controls, and privacy protections appropriate for younger users.

Please refer to the Privacy Policy for the specific application you are using.

Contact Us

If you have questions regarding any legal document or the way your information is handled, please contact us using the official contact information published on our website.

Support enquiries should identify the relevant application to help us respond more efficiently.

Governing Documents

This Legal Centre serves as an index to the official legal documents published by FinBillion Ventures.

In the event of any inconsistency, the Privacy Policy, Terms of Service, or Data Deletion Policy specific to the product you are using shall take precedence over this Legal Centre.

Thank you for choosing FinBillion Ventures.

We appreciate the trust you place in our products and remain committed to developing software that is secure, transparent, privacy-conscious, and beneficial to users around the world.